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Rates
Rates
Declared for Fourth Quarter 2019:
| Account | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Share Savings Account | ||
| Balance from $250.00 -$10,000.00 | .30% | .30% |
| Balance from $10,000.01 - $50,000.00 | .35% | .35% |
| Balance greater than $50,000.00 | .45% | .45% |
| Other Account | ||
| IRA's | 0.75% | 0.75% |
Loan Rates
Effective Date: 06/11/2019
| Sub-Account Description | Approx. Term | Daily Periodic Rate | *Annual Percentage Rate |
|---|---|---|---|
| New Autos | 36 Months | .0054 | 1.99% |
| 60 Months | .0075 | 2.74% | |
| 66 Months | .0075 | 2.74% | |
| 72 Months | .0075 | 2.74% | |
| 78 Months | .0075 | 2.74% | |
| Used Autos | |||
| Model Years 2018- 2019 | 72 Months | .0088 | 3.24% |
| Model Years 2016 - 2017 | 60 Months | .0101 | 3.74% |
| Model Years 2014 - 2015 | 60 Months | .0115 | 4.24% |
| Model Years 2005 - 2013 | 48 Months | .0128 | 4.74% |
| Model Years 1995 - 2004 | 36 Months | .0156 | 5.74% |
| Model Years 1994 - Older | 24 Months | .0183 | 6.74% |
| Classic/Collectible | 48 Months | .0156 | 5.74% |
| New Motorcycles | 72 Months | .0123 | 4.50% |
| New ATVs | 72 Months | .0123 | 4.50% |
| New Boats & Travel Trailers | 78 Months | .0075 | 2.74% |
| New Farm Equipment | 60 Months | .0130 | 4.75% |
| Used Farm Equipment | 60 Months | .0157 | 5.75% |
| Used Motorcycles and ATVs | |||
| Model Years 2018 - 2019 | 66 Months | .0130 | 4.75% |
| Model Years 2016 - 2017 | 60 Months | .0143 | 5.25% |
| Model Years 2014 - 2015 | 48 Months | .0157 | 5.75% |
| Model Years 2005 - 2013 | 36 Months | .0171 | 6.25% |
| Model Years 2004 and older | 24 Months | .0184 | 6.75% |
| Used Boats | |||
| Model Years 2018 - 2019 | 72 Months | .0130 | 4.75% |
| Model Years 2012 - 2017 | 48 Months | .0143 | 5.25% |
| Model Years 2011 and older | 36 Months | .0171 | 6.25% |
| New Trailer | 60 Months | .0116 | 4.25% |
| Used Trailer | 48 Months | .0157 | 5.75% |
| Self-contained Campers and Motor Homes | |||
| New | 60 Months | .0075 | 2.74% |
| New | 120 Months | .0109 | 4.00% |
| Used - 2019/2018/2017 | 60 Months | .0089 | 3.25% |
| Used - 2019/2018/2017 | 120 Months | .0116 | 4.25% |
| Used - 2016-2012 | 60 Months | .0116 | 4.25% |
| Used - 2016-2012 | 120 Months | .0143 | 5.25% |
| Used - 2011 and older | 48 Months | .0157 | 5.75% |
| Signature / Co-Maker | 60 Months | .0274 | 10.00% |
| Share Secured | 180 Months | .0123 | 4.50% |
| 120 Months | .0102 | 3.75% | |
| 60 Months | .0082 | 2.99% | |
| 36 Months | .0054 | 1.99% | |
| * Loan Rates subject to qualification / Restrictions may apply / Please verify with personnel | |||