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Rates

Declared for Third Quarter:
Effective Date: Saturday, December 14th, 2024
AccountDividend RateAnnual Percentage Yield
Share Savings Account    
Balance from $250.00 -$10,000.00 .75% .75%
Balance from $10,000.01 - $50,000.00 .80% .80%
Balance greater than $50,000.00 .90% .90%
Other Account    
IRA's 1.20% 1.20%

Loan Rates
Effective Date: Saturday, December 14th, 2024
Sub-Account DescriptionApprox. TermDaily Periodic Rate*Annual Percentage Rate
New Autos 36 Months .0123 4.49%
  78 Months .0144 5.24%
Used Autos
Model Years 2024-2025 72 Months .0156 5.74%
Model Years 2022-2023 60 Months .0171 6.24%
Model Years 2020-2021 60 Months .0185 6.74%
Model Years 2011 - 2019 48 Months .0198 7.24%
Model Years 2001 - 2010 36 Months .0226 8.24%
Model Years 2000 and Older 24 Months .0253 9.24%
Classic/Collectible 48 Months .0226 8.24%
New Motorcycles 72 Months .0144 5.25%
New ATVs 72 Months .0144 5.25%
New Boats 78 Months .0144 5.25%
New Farm Equipment 60 Months .0158 5.75%
Used Farm Equipment 60 Months .0185 6.75%
Used Motorcycles and ATVs
Model Years 2024 - 2025 66 Months .0158 5.75%
Model Years 2022 - 2023 60 Months .0171 6.25%
Model Years 2020 - 2021 48 Months .0185 6.75%
Model Years 2011 - 2019 36 Months .0199 7.25%
Model Years 2010 and Older 24 Months .0212 7.75%
Used Boats
Model Years 2024 - 2025 72 Months .0158 5.75%
Model Years 2018 - 2023 48 Months .0171 6.25%
Model Years 2017 and Older 36 Months .0199 7.25%
New Trailer 60 Months .0144 5.25%
Used Trailer 48 Months .0185 6.75%
Self-contained Campers and Motor Homes
New 60 Months .0102 3.74%
New 120 Months .0137 5.00%
Used - 2025/2024/2023 60 Months .0116 4.25%
Used - 2025/2024/2023 120 Months .0144 5.25%
Used - 2018-2022 60 Months .0144 5.25%
Used - 2018-2022 120 Months .0171 6.25%
Used - 2017 and older 48 Months .0185 6.75%
Signature / Co-Maker 60 Months .0288 10.50%
Share Secured 180 Months .0110 4.50%
  120 Months .0089 3.75%
  72 Months .0068 2.99%
  36 Months .0055 2.49%
* Loan Rates subject to qualification / Restrictions may apply / Please verify with personnel

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