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Rates

Declared for Fourth Quarter 2020:
Effective Date: 10/01/2020
AccountDividend RateAnnual Percentage Yield
Share Savings Account    
Balance from $250.00 -$10,000.00 .15% .15%
Balance from $10,000.01 - $50,000.00 .20% .20%
Balance greater than $50,000.00 .30% .30%
Other Account    
IRA's 0.60% 0.60%

Loan Rates
Effective Date: 4-01-2020
Sub-Account DescriptionApprox. TermDaily Periodic Rate*Annual Percentage Rate
New Autos 36 Months .0054 1.99%
  60 Months .0075 2.74%
  66 Months .0075 2.74%
  72 Months .0075 2.74%
  78 Months .0075 2.74%
Used Autos
Model Years 2019 - 2020 72 Months .0088 3.24%
Model Years 2017 - 2018 60 Months .0101 3.74%
Model Years 2015 - 2016 60 Months .0115 4.24%
Model Years 2006 - 2014 48 Months .0128 4.74%
Model Years 1996 - 2005 36 Months .0156 5.74%
Model Years 1995 and Older 24 Months .0183 6.74%
Classic/Collectible 48 Months .0156 5.74%
New Motorcycles 72 Months .0116 4.25%
New ATVs 72 Months .0116 4.25%
New Boats & Travel Trailers 78 Months .0116 4.25%
New Farm Equipment 60 Months .0130 4.75%
Used Farm Equipment 60 Months .0157 5.75%
Used Motorcycles and ATVs
Model Years 2019 - 2020 66 Months .0130 4.75%
Model Years 2017 - 2018 60 Months .0143 5.25%
Model Years 2015 - 2016 48 Months .0157 5.75%
Model Years 2006 - 2014 36 Months .0171 6.25%
Model Years 2005 and Older 24 Months .0184 6.75%
Used Boats
Model Years 2019 - 2020 72 Months .0130 4.75%
Model Years 2013 - 2018 48 Months .0143 5.25%
Model Years 2012 and Older 36 Months .0171 6.25%
New Trailer 60 Months .0116 4.25%
Used Trailer 48 Months .0157 5.75%
Self-contained Campers and Motor Homes
New 60 Months .0073 2.74%
New 120 Months .0109 4.00%
Used - 2020/2019/2018 60 Months .0089 3.25%
Used - 2020/2019/2018 120 Months .0116 4.25%
Used - 2017-2013 60 Months .0116 4.25%
Used - 2017-2013 120 Months .0143 5.25%
Used - 2012 and older 48 Months .0157 5.75%
Signature / Co-Maker 60 Months .0274 10.00%
Share Secured 180 Months .0123 4.50%
  120 Months .0102 3.75%
  60 Months .0082 2.99%
  36 Months .0054 1.99%
* Loan Rates subject to qualification / Restrictions may apply / Please verify with personnel

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