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Rates
Rates
Declared for Fourth Quarter:
Effective Date: Saturday, November 8th, 2025
| Account | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Share Savings Account | ||
| Balance from $250.00 -$10,000.00 | .75% | .75% |
| Balance from $10,000.01 - $50,000.00 | .80% | .80% |
| Balance greater than $50,000.00 | .90% | .90% |
| Other Account | ||
| IRA's | 1.20% | 1.20% |
Loan Rates
Effective Date: Saturday, November 8th, 2025
| Sub-Account Description | Approx. Term | Daily Periodic Rate | *Annual Percentage Rate |
|---|---|---|---|
| New Autos | 36 Months | .0116 | 4.24% |
| 78 Months | .0137 | 4.99% | |
| Used Autos | |||
| Model Years 2025-2026 | 72 Months | .0150 | 5.49% |
| Model Years 2023-2024 | 60 Months | .0164 | 5.99% |
| Model Years 2021-2022 | 60 Months | .0178 | 6.49% |
| Model Years 2012 - 2020 | 48 Months | .0192 | 6.99% |
| Model Years 2002 - 2011 | 36 Months | .0219 | 7.99% |
| Model Years 2001 and Older | 24 Months | .0246 | 8.99% |
| Classic/Collectible | 48 Months | .0219 | 7.99% |
| New Motorcycles | 72 Months | .0144 | 5.25% |
| New ATVs | 72 Months | .0144 | 5.25% |
| New Boats | 78 Months | .0144 | 5.25% |
| New Farm Equipment | 60 Months | .0158 | 5.75% |
| Used Farm Equipment | 60 Months | .0185 | 6.75% |
| Used Motorcycles and ATVs | |||
| Model Years 2025 - 2026 | 66 Months | .0158 | 5.75% |
| Model Years 2023 - 2024 | 60 Months | .0171 | 6.25% |
| Model Years 2021 - 2022 | 48 Months | .0185 | 6.75% |
| Model Years 2012 - 2020 | 36 Months | .0199 | 7.25% |
| Model Years 2011 and Older | 24 Months | .0212 | 7.75% |
| Used Boats | |||
| Model Years 2025 - 2026 | 72 Months | .0158 | 5.75% |
| Model Years 2019 - 2024 | 48 Months | .0171 | 6.25% |
| Model Years 2018 and Older | 36 Months | .0199 | 7.25% |
| New Trailer | 60 Months | .0144 | 5.25% |
| Used Trailer | 48 Months | .0185 | 6.75% |
| Self-contained Campers and Motor Homes | |||
| New | 60 Months | .0102 | 3.74% |
| New | 120 Months | .0137 | 5.00% |
| Used - 2026/2025/2024 | 60 Months | .0116 | 4.25% |
| Used - 2026/2025/2024 | 120 Months | .0144 | 5.25% |
| Used - 2019-2023 | 60 Months | .0144 | 5.25% |
| Used - 2019-2023 | 120 Months | .0171 | 6.25% |
| Used - 2018 and older | 48 Months | .0185 | 6.75% |
| Signature / Co-Maker | 60 Months | .0288 | 10.50% |
| Share Secured | 180 Months | .0110 | 4.50% |
| 120 Months | .0089 | 3.75% | |
| 72 Months | .0068 | 2.99% | |
| 36 Months | .0055 | 2.49% | |
| * Loan Rates subject to qualification / Restrictions may apply / Please verify with personnel | |||