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Rates

Rates

Declared for First Quarter:
Effective Date: Monday, May 29th, 2023
AccountDividend RateAnnual Percentage Yield
Share Savings Account    
Balance from $250.00 -$10,000.00 .35% .35%
Balance from $10,000.01 - $50,000.00 .40% .40%
Balance greater than $50,000.00 .50% .50%
Other Account    
IRA's 0.80% 0.80%

Loan Rates
Effective Date: Monday, May 29th, 2023
Sub-Account DescriptionApprox. TermDaily Periodic Rate*Annual Percentage Rate
New Autos 36 Months .0055 1.99%
  78 Months .0075 2.74%
Used Autos
Model Years 2022-2023 72 Months .0089 3.24%
Model Years 2020-2021 60 Months .0102 3.74%
Model Years 2018-2019 60 Months .0116 4.24%
Model Years 2009 - 2017 48 Months .0130 4.74%
Model Years 1999 - 2008 36 Months .0157 5.74%
Model Years 1998 and Older 24 Months .0185 6.74%
Classic/Collectible 48 Months .0157 5.74%
New Motorcycles 72 Months .0116 4.25%
New ATVs 72 Months .0116 4.25%
New Boats 78 Months .0116 4.25%
New Farm Equipment 60 Months .0130 4.75%
Used Farm Equipment 60 Months .0157 5.75%
Used Motorcycles and ATVs
Model Years 2022 - 2023 66 Months .0130 4.75%
Model Years 2020 - 2021 60 Months .0144 5.25%
Model Years 2018 - 2019 48 Months .0158 5.75%
Model Years 2009 - 2017 36 Months .0171 6.25%
Model Years 2008 and Older 24 Months .0185 6.75%
Used Boats
Model Years 2022 - 2023 72 Months .0130 4.75%
Model Years 2016 - 2021 48 Months .0144 5.25%
Model Years 2015 and Older 36 Months .0171 6.25%
New Trailer 60 Months .0116 4.25%
Used Trailer 48 Months .0158 5.75%
Self-contained Campers and Motor Homes
New 60 Months .0075 2.74%
New 120 Months .0110 4.00%
Used - 2023/2022/2021 60 Months .0089 3.25%
Used - 2023/2022/2021 120 Months .0116 4.25%
Used - 2016-2020 60 Months .0116 4.25%
Used - 2016-2020 120 Months .0144 5.25%
Used - 2015 and older 48 Months .0158 5.75%
Signature / Co-Maker 60 Months .0274 10.00%
Share Secured 180 Months .0123 4.00%
  120 Months .0103 3.25%
  72 Months .0082 2.49%
  36 Months .0055 1.99%
* Loan Rates subject to qualification / Restrictions may apply / Please verify with personnel

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