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Regular Share Accounts

The minimum requirement for membership in the Credit Union is a balance of $5.00 in a regular share account.

The Credit Union pays dividends on Share Accounts. The rate is declared quarterly; the dividend is added to the Share Account.

Since the rate can change quarterly, check with our office for the most current information.


IRA Accounts

We have IRA (Individual Retirement Accounts) available with special tax advantages for members wishing to provide something extra for their retirement years. Deposits and earnings on this account may be tax exempt until withdrawal. Contact our office for details on how this type of saving can benefit you and your spouse.

The Credit Union pays daily dividends on IRA accounts. The rate is declared quarterly. Dividends are paid at the end of each quarter.


Payroll Deduction

The simple and automatic way to make your money grow faster is to have it deducted and deposited directly to your Credit Union account through our convenient payroll deduction plan.


Insured Savings

Member share accounts (savings) are insured to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA).


Interest Payment Policy

Refer to our Rate & Fee Schedule


Celco Federal Credit Union
PO BOX 361
Narrows, Virginia 24124
(540)921-2700