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Home > Rates

 

 

Declared for Second Quarter 2016:

 

 Account  Dividend Rate  Annual Percentage Yield
     

Share Savings Account

Balance from $250.00 - $10,000.00

Balance from $10,000.01 - $50,000.00

Balance greater than $50,000.00

 

.15%                                                             

.20%

.30%

.15%

.20%

.30%

 IRA's 0.60%

0.60%

 

 
 

 

Effective Date 03/08/2016

 

 SUB-ACCOUNT DESCRIPTION  APPROX. TERM  DAILY PERIODIC RATE  *ANNUAL PERCENTAGE RATE*
 New Autos  36 Months  .0054  1.99%
   60 Months  .0082  2.99%
   66 Months  .0082  2.99%
   72 Months  .0082  2.99%
   78 Months  .0082  2.99%
       
 Used Autos       
 Model Years 2015 - 2016  72 Months  .0096  3.49%
 Model Years 2013 - 2014  60 Months  .0109  3.99%
 Model Years 2011 - 2012  60 Months  .0123  4.49%
 Model Years 2002 - 2010  48 Months  .0136  4.99%
 Model Years 1992  - 2001  36 Months  .0164  5.99%
 Model Years 1991 - Older  24 Months  .0191  6.99%
 Classic/Collectible  48 Months  .0164  5.99%
       
 New Motorcycles  72 Months  .0123  4.50%
       
 New ATVs  72 Months  .0123  4.50%
       
 New Boats & Travel Trailers  78 Months  .0123  4.50%
       
 New Farm Equipment  60 Months  .0137  5.00%
       
 Used Farm Equipment  60 Months  .0178  6.50%
       
 Used Motorcycles and ATVs      
 Model Years 2015 - 2016  66 Months  .0137  5.00%
 Model Years 2013 - 2014  60 Months  .0151  5.50%
 Model Years 2011 - 2012  48 Months  .0164  6.00%
 Model Years 2002 - 2010  36 Months  .0178  6.50%
 Model Years 2001 and older  24 Months  .0191  7.00%
       
 Used Boats      
 Model Years 2015 - 2016  72 Months  .0137  5.00%
 Model Years 2009 - 2014  48 Months  .0151  5.50%
 Model Years 2008 and older  36 Months  .0178  6.50%
       
New Trailer  60 Months  .0123  4.50%
       
Used Trailer  48 Months  .0178  6.50%
       
Self-contained Campers and Motor Homes      
 New   60 Months  .0082  2.99%
 New  120 Months  .0116  4.25%
 Used - Current & Previous Year Models   60 Months  .0095  3.50%
 Used - Current  & Previous Year Models  120 Months  .0123  4.50%
 Used - Two to Five Year Old Models   60 Months  .0123  4.50%
 Used - Two to Five Year Old Models  120 Months  .0151  5.50%
 Used - Six Years and Older   48 Months  .0164  6.00%
       
 Signature / co-maker   60 Months  .0274 10.00%
       
 Share Secured  180 Months  .0123  4.50%
   120 Months  .0102  3.75%
     60 Months  .0082  2.99%
 * Loan rates subject to qualification    36 Months  .0054  1.99%


Celco Federal Credit Union
PO BOX 361
Narrows, Virginia 24124
(540)921-2700